at Genesis FS Card Services's secure site, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. In this catch-22 situation, it may seem like your options are limited. This site does not include all credit card companies or all card offers available in the marketplace. This wont impact your credit score. I have a few credit cards through this company. Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. Customer Service will not help me. The Milestone Gold Mastercard also comes with a $500 credit limit with various cardholder agreements. The company has been operating for 20 years in the consumer financial services industry and is the largest non-prime servicing financier in the U.S. for merchants. Your annual fee will also depend on your credit profile and can be $35, $59 or $75 in the first year and $99 thereafter. I paid the annual fee, told them card had expired Genius stated a card was on the way, needless to say no card ever came, here I am again them wanting 99.00 plus late fee of 29.00 and no card. Since Genesis Financial Solutions designs its products for subprime and non-prime consumers (those with credit scores under 669), theres a good chance you can qualify no matter what your credit situation is. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Each card comes with either a 24.9% or 29.9% APR for interest and cash advances. 1,670 total complaints in the last 3 years. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. I'm told there is a temporary block on the account. Like the other Genesis Mastercards, the Milestone Gold has different cardholder agreements depending on your credit history and other qualifying data. You have money questions. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Genesis FS Card Services' Address, Phone Number, and Contact Information Genesis Financial Solutions is located at 15220 NW Greenbrier Parkway, Suite 200, Beaverton, OR 97006-5762. Stop charging interest for nothing! Increase non-taxable income or benefits included by 25%. BBB Business Profiles are subject to change at any time. it was a everyday thing 2 to 4 calls a day. With various cardholder agreements for each credit card, most consumers with bad or poor credit can qualify. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. But it also depends on your credit score and financial history. CreditCards.com is an independent, advertising-supported comparison service. Because only Genesis FS Card Services, Inc. is sending me repeated solicitations that are exactly the same, and in a amount and frequency that is simply harassing. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Compared to a secured credit card, an unsecured credit card doesn't require collateral or a deposit into a savings account for approval. they stick together and read notes to keep saying the same thing, so I contact my bank for the other $200, and they go to my milestone card and reverse payment from there and add . The terms of the Milestone Mastercard are identical to those of the other two Genesis Financial Solutions cards. Genesis FS offers the option to pre-qualify without affecting your credit score, so you can find out what terms you qualify for before you apply, which will then show up on your credit report as a hard inquiry. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. I wish I would have never opened this credit card. Genesis is the nation's largest "second-look" merchant financing provider. Make a payment with confidence knowing your account is protected with our fast and secure system. You can email the site owner to let them know you were blocked. Still, considering the high cash advance APR (29.9 percent) that kicks in immediately when you borrow cash against your credit line, youll want to avoid use this feature sparingly. I have already wasted hours on the phone with their customer service team and want this handled directly by someone in the fraud department. %@H2U``bd`qo0 A_ In order to close account, charge of $75 annual fee still charged. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. After the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100). Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them. H/9d.eJ?SL%~8-/hvQ@Y\F:} q5N .N E^u''\. Bankrate.com is an independent, advertising-supported publisher and comparison service. Also: 5 ways to improve your credit score without a credit card. The firms main office is located at 43 Danbury Road, Wilton, Connecticut. Make a payment with confidence knowing your account is protected with our fast and secure system. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Z/t7{J S`4h``nL zUbQ =cCE@f0ix09b#}s1,f l/43BlwAC . Therefore, the company and the alleged debt that you may have been contacted about should be taken seriously. When your credit isnt in the best shape, many of the credit card options available to you may be secured cards, which require a security deposit at the time of application. Check the data at the top of this page and the bank's website for the most current information. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Keep an eye on your inboxwell be sending over your first message soon. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. This card is terrible they charge you $12 a month for a service fee in addition to a $49 annual fee. Thanks so much to the lawyers and staff at Lemberg Law!, Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.. Lets face it theres a lot of jargon and high-level talk in the credit card industry. Further, youll be responsible for an up to $40 overlimit fee if you opt in to overlimit coverage and go over the credit card limit. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. This allows you to see the terms you can expect before you apply. Which certificate of deposit account is best? Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodors Travel, Departures and The Writer. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. How much should you contribute to your 401(k)? hb```@(0 Our experts have been helping you master your money for over four decades. When you click on Get a Mastercard accepted online, in store and in app. 1 836-9633. Each card comes with its own credit limit and terms, including annual and monthly maintenance fees, cash advance and purchase APRs. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Call us today to find out how we may be able to assist you with your case. Your email Whats your email address? Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Get credit for all of your hard work. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. The thing is THEY HAVE ALL OF THE **** in their records. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. In total you're paying $193 in fees just to have an account with them. This happened after the death of my son. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Lastly, according to dnb.com, this collections company has an annual revenue of $65.65 million and an employee base of 490. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. One of these FRAUDULENT accounts was for an Ashley ********* purchase financed through Genesis FS (GFS) for $974.58, which I did not make or authorize. Genesis FS Card Services has received a many complaints over its time in business. At Bankrate we strive to help you make smarter financial decisions. The Destiny Mastercard is issued by First Electronic Bank . 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier . Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. Also: The best starter credit card for no credit. Many of the card offers that appear on this site are from companies from which we receive compensation. Our goal is to give you the best advice to help you make smart personal finance decisions. editorial policy, so you can trust that our content is honest and accurate. Take a look at the link above to find out whether this collections company falls within this category. If your credit score is lower, you may qualify for a 35.9% APR with a $175 first year annual fee and $49 each year after, plus a $150 annual maintenance fee billed monthly at $12.50. Please call me Monday 8/15. Avoid the worry of making payments with Autopay. Genesis Financial Solutions, on the other hand, offers unsecured options, but all of them come with rather hefty annual fees. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. Apply now at Genesis FS Card Services's secure site Rewards rate This card doesn't offer cash back, miles, or points Intro offer No current offer Annual fee $59-$99 Regular APR 24.90% Recommended credit 300-670 (Bad to Fair) Card details Highlights $0 Fraud Liability for unauthorized use offers you peace of mind She told me I need to submit new information in order to have the case reopened, encouraging me to send in a copy of my DL via fax. For the best experience, we encourage you to use Internet Explorer 9 (IE9) or higher. Call our Helpline today! 14600 Greenbrier Parkway, Beaverton, OR 97006. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. Setup Autopay and ensure your payments are made on time every month. At Bankrate, we take the accuracy of our content seriously. . endstream endobj 320 0 obj <>/Metadata 16 0 R/Pages 317 0 R/StructTreeRoot 34 0 R/Type/Catalog>> endobj 321 0 obj <>/MediaBox[0 0 612 792]/Parent 317 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 322 0 obj <>stream *May also include monthly maintenance fees. Genesis offers the option to customize your card design and all three credit bureaus receive payment data, which can help boost your credit score and establish you as a responsible cardholder. Testing RFID blocking cards: Do they work? \D6bVcZXwx:>{5kfmuuxGv4+yt;86Satu>+MnJv0"}5::>9=;n'\S")FV^@^d4OcN0PpJJ/`+6!*q;oqgqxx %3IH r@MZcQOZUjx.m>%IFH;m) uMf)_n|?=T7h:X|&f2~2>6]uuvwy=K]l}]~V^Vmh=8 ki.CEQJsP6\b5Q38;`GS$5S`,a(]5`Fv XR! If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Customer Reviews are not used in the calculation of BBB Rating, Everyday for the last year they send out mass emails daily. There are several cardholder agreements you could qualify for with a $300 credit limit. Copyright 2023 CreditCards.com a Red Ventures Company. Violates the concept of fair use and acknowledgement of services, Any further responses to this will cost a charge of $5000. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Take a look at the link above to find out whether this collections company falls within this category. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). And haven't issued me a new card. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. Terms apply to the offers listed on this page. Who are we? the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Whether you're looking to build credit as a new user or rebuild credit after a bankruptcy or string of delinquencies causing your score to drop, a Genesis FS credit card may be the solution for you. This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop. When you have bad or poor credit, it can be challenging to get approved for an unsecured credit card. This almost-great Raspberry Pi alternative is missing one key feature, This $75 dock turns your Mac Mini into a Mac Studio (sort of), Samsung's Galaxy S23 Plus is the Goldilocks of Smartphones, How the New Space Race Will Drive Innovation, How the metaverse will change the future of work and society, Digital transformation: Trends and insights for success, Software development: Emerging trends and changing roles. Genesis FS Card ServicesGenesis FS Card Services is debt collector located in Beaverton,OR. Impressively, this collections company has also received an A- rating from the Better Business Bureau and has been BBB Accredited. 319 0 obj <> endobj Fortunately, there are credit cards on the market designed for people in these situations. Genesis FS Card Services is a debt collector located in Beaverton,OR. View statements, enroll in paperless statements, pay your bill, update your contact information, and more! Bankrate follows a strict Setup AutoPay for even more Convenience On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. The Indigo Platinum Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Absolutely. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. 4 months ago I noticed some fraudulent charges on the account. You may be approved with a $59 annual and yearly fee each year after, with either a 24.9% or 29.9% APR and a 29.9% cash advance APR. The cards let consumers purchase products and services to meet everyday needs.. $35. They know EXACTLY what the complaint is and that my identification was stolen regarding those cards. Yes, we would love to help. Sound off and share your experience with other visitors in the comment box below.
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